How to Create a Home Inventory Video
Learn more about what an inventory video is, what it’s for, and what are the most popular items for documentation
Financing and Insurance
Mobile Home Insurance
Nearly eight percent of the U.S. population live in manufactured housing according to the Population Reference Bureau and US Census. While several laws have been enacted over the years to make them safer and more capable of withstanding destructive winds, we will always need mobile home insurance. There are several options available for mobile home
Financing for Manufactured Homes: Conventional VS Chattel Loans
The use of chattel financing for manufactured homes has exploded in recent years. 80% of new manufactured homes purchased in 2015 were titled as chattel. Only 34% of those were placed in a manufactured home community which means 66% of new manufactured homes bought in 2015 may have qualified for a standard mortgage but instead
5 Things to Know Before Visiting a Manufactured Home Dealer
Manufactured homes have come a long way since the 1960s in both design and quality. It is easy to find a manufactured home that fits every need and budget. Models range from the bare basics to top-of-the-line luxury design. We’ve shared a ton of great articles about buying mobile and manufactured homes. In this article,
How to Buy Mobile Home Insurance at the Best Rates
In today’s uncertain world, any major purchase you make should be covered by insurance. A mobile home or manufactured home is no exception. While certain risks associated with owning a factory-built home may be slightly different than those associated with a traditional home, there are certainly many insurers eager to compete for your business. In
FHA Loans and Other Manufactured Home Financing Options
Believe it or not, there are a couple of different manufactured home financing options available through government programs. Figuring out what types of manufactured homes are acceptable and how to apply for the FHA loans can be complicated. Programs seem to come and go and eligibility requirements change. This is our attempt to help potential
Low-Income Home Repair Loans and Programs to Help Mobile Home Owners in Need
If you need a sudden mobile home repair and don’t have the money, what can you do? What options are available to elderly or disabled mobile home owners that don’t make a lot of money but need their homes repaired? Fortunately, there are a few low-income home repair loans available. We’ve gathered several federal and state
Buying A Used Mobile Home
Buying a used mobile home is no easy task. Mobile homes don’t have huge websites like Zillow that analyze every home purchase and calculates value versus worth for each zip code like site-built home buyers have. Mobile homes don’t have a huge audience like cars and online sources like Kelley Blue Book, Edmund’s, or Find
Getting a Reverse Mortgage on a Manufactured Home
If you are like me, you are only familiar with the term “reverse mortgage” because of the commercials on TV. After seeing Alan Thicke talking about the benefits of a reverse mortgage for the hundredth time, I decided to do a little research. I was particularly interested in what a reverse mortgage was, why they
How to File an Insurance Claim for Your Mobile Home
File an insurance claim quickly and efficiently with these tips from Rachel Hernandez! Unexpected things happen. Perhaps a tree falls on your mobile home roof? Or, a hurricane damages your windows? Or even worse, your manufactured home catches on fire? What do you do next? Here is a guide on how to file an insurance
18 Ways to Finance a Manufactured Home Remodel
In this article, you will learn about the numerous lending programs available to manufactured homeowners for home improvement loans and purchases. We’ll cover 18 separate loan and grant programs plus additional ways you can finance a home remodel. The majority of the programs mentioned are insured or backed, by the federal government. Grants you don’t pay back, loans you do.
