mobile home insurance

Mobile Home Insurance

Nearly eight percent of the U.S. population live in manufactured housing according to the Population Reference Bureau and US Census. While several laws have been enacted over the years to make them safer and more capable of withstanding destructive winds, we will always need mobile home insurance. There are several options available for mobile home

Single Wide With Pond

Financing for Manufactured Homes: Conventional VS Chattel Loans

The use of chattel financing for manufactured homes has exploded in recent years. 80% of new manufactured homes purchased in 2015 were titled as chattel. Only 34% of those were placed in a manufactured home community which means 66% of new manufactured homes bought in 2015 may have qualified for a standard mortgage but instead

5 Things to Know Before Visiting a Manufactured Home Dealership

5 Things to Know Before Visiting a Manufactured Home Dealer

Manufactured homes have come a long way since the 1960s in both design and quality. It is easy to find a manufactured home that fits every need and budget. Models range from the bare basics to top-of-the-line luxury design. We’ve shared a ton of great articles about buying mobile and manufactured homes. In this article,

how to buy mobile home i9nsurance

How to Buy Mobile Home Insurance at the Best Rates

In today’s uncertain world, any major purchase you make should be covered by insurance. A mobile home or manufactured home is no exception. While certain risks associated with owning a factory-built home may be slightly different than those associated with a traditional home, there are certainly many insurers eager to compete for your business. In

buying a mobile home in washington-double wide

FHA Loans and Other Manufactured Home Financing Options

Believe it or not, there are a couple of different manufactured home financing options available through government programs. Figuring out what types of manufactured homes are acceptable and how to apply for the FHA loans can be complicated. Programs seem to come and go and eligibility requirements change. This is our attempt to help potential

mobile home plumbing

Low-Income Home Repair Loans and Programs to Help Mobile Home Owners in Need

If you need a sudden mobile home repair and don’t have the money, what can you do? What options are available to elderly or disabled mobile home owners that don’t make a lot of money but need their homes repaired? Fortunately, there are a few low-income home repair loans available. We’ve gathered several federal and state

Our 10 Favorite Craigslist Manufactured Home Listings in July 2017 - Asheville NC single wide -manufactured home discrimination

Buying A Used Mobile Home

Buying a used mobile home is no easy task. Mobile homes don’t have huge websites like Zillow that analyze every home purchase and calculates value versus worth for each zip code like site-built home buyers have. Mobile homes don’t have a huge audience like cars and online sources like Kelley Blue Book, Edmund’s, or Find

Getting a Reverse Mortgage on a Manufactured Home 3

Getting a Reverse Mortgage on a Manufactured Home

If you are like me, you are only familiar with the term “reverse mortgage” because of the commercials on TV. After seeing Alan Thicke talking about the benefits of a reverse mortgage for the hundredth time, I decided to do a little research. I was particularly interested in what a reverse mortgage was, why they

How to File an Insurance Claim for Your Mobile Home

File an insurance claim quickly and efficiently with these tips from Rachel Hernandez!  Unexpected things happen. Perhaps a tree falls on your mobile home roof? Or, a hurricane damages your windows? Or even worse, your manufactured home catches on fire? What do you do next? Here is a guide on how to file an insurance

18 Ways To Finance A Manufactured Home Remodel

18 Ways to Finance a Manufactured Home Remodel

In this article, you will learn about the numerous lending programs available to manufactured homeowners for home improvement loans and purchases.  We’ll cover 18 separate loan and grant programs plus additional ways you can finance a home remodel. The majority of the programs mentioned are insured or backed, by the federal government. Grants you don’t pay back, loans you do.