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  1. I am in north central Washington. I have a 1/3 acre lot with a renovated small home I live in and a 14′ x 70′, 1980 Homelite. The Homelite was taken from me by squatters after I had surgery. She then brought in her drug dealing, felony-paroled, drug cooking son. They were finally evicted, but the home is destroyed. My insurance does not cover “hard living” such as the gang graffiti, done with red spray paint on the front of the home.

    All appliances were destroyed. The front fence was broken when hit by the movers. My State Farm contract does not cover any of that “hard living”. It also paid nothing for the dismantled power box inside. If it had caught on fire they would have covered that, I’m told. Repair persons shut everything off, including the electrical. I am disabled and they feared I could not move quickly enough to escape a fire.

    Any suggestions would be appreciated.

    1. WOW, Tina,

      That is terrible. I am so sorry that happened to you. It sounds like it may be best for you to start fresh in a different home. You may be able to sell that one or even trade it in for a used mobile home (buying from a dealership may be best so that you can have the old mobile home removed or moved as part of the deal).

      If you are going to keep it start by making sure the structure is sound (walls, floor, ceiling, doors, and windows) and then get the electrical, heating and cooling, and plumbing working. Add new insulation while you have the chance. You should be able to find some affordable appliances at a Goodwill or resale shop. After that, you can start with the cosmetics. If you can do most of the work yourself you will save a lot of money.

      Anything is possible if you want or need it bad enough. I’ve seen some real dumps that were absolutely destroyed become nice homes. Best of luck!