Our series continues, this time with a look at the information you can use when buying a mobile home in Rhode Island.
Mobile Home Living Facts About Rhode Island
Rhode Island, although the smallest state in the country is actually home to more people then states such as Montana, Alaska, and Wyoming. With just over 1 million people who call Rhode Island home, its no surprise more people are deciding to take advantage of the great opportunity of owning a manufactured home.
Mobile Home Buyer Resources
Although there are no official state associations located in Rhode Island for manufactured homes, that doesn’t mean there aren’t easy ways to research your home buying options. First, you need to decide where you will place your home and if you are looking to purchase a new home or one that is already set up. Once you have decided what you are looking for, take a look at the models available at local dealers and ask about their financing options. Visit sites such as Zillow, Realtor.com and even the facebook marketplace to see what’s out there. You will also want to visit your local bank or credit union to see if financing through them is an option.
We have several informative articles that we have published through the years to help with the home buying process as well:
- 30 Most Helpful Tips for Manufactured Home Buyers
- 5 Issues You’ll Need To Consider When Buying A Pre-Owned Mobile Home
- FHA Loans And Other Manufactured Home Financing Options
You can find these and more in our buying tips section.
After Your Purchase
After the purchase of your new or used mobile home in you will need to be titled or registered. Like most states, mobile homes that are not placed on personal real estate will need to be titled through the DMV. If you are placing the home on permanent property the home will then be considered real estate and taxes paid through the county that the home is located in.
New Home Issues
If you purchased a new home from the dealer, it automatically comes with a 1 year manufactured warranty for any flaws, defects or problems that might creep up during that first year. So, after your home has been set up, take the time to make sure that everything is the way it should be. If you see any damage or issues, contact your dealer. They typically have a whole department that handles that. Be sure to keep documentation of any correspondence with them though, if you have problems getting things resolved you will need proof that you tried to get things taken care of.
Rhode Island does not administer its own HUD dispute resolution program for mobile homes. However, if you have an issue with a manufacturer or installer that cannot be resolved, the National HUD dispute resolution program in DC may help. It’s important to remember the following if you are considering filing a complaint:
- The retailer, manufacturer, installer, HUD, or the State Administrative Agency was notified of the alleged defect(s) within one year after the date the home was first installed.
- The home was not reinstalled.
You can submit your request in the following ways:
Manufactured Home Dispute Resolution Program
1676 International Drive
McLean, Virginia, 22102
Mobile Home Living in Rhode Island
Just like the other states we have explored, there are some gorgeous mobile home properties available when buying a mobile home in Rhode Island. Whether you are purchasing a new home and placing it in a park or on land you own or buying a used home, there are endless options. Here are just a few that we found on Zillow.
Rhode Island, though small, is a beautiful state. With such a growing population buying a mobile home in Rhode Island will continue to grow as an economical and practical home solution.
Thanks for reading Mobile Home Living.